And how switching processors can put money back into your business

Running a salon today takes more than great talent—it takes smart systems. Between managing a team, balancing inventory, booking appointments, and building client relationships, the last thing most salon owners want to worry about is how they’re getting paid.

But if you’re not paying attention to your payment processor, you could be losing money every single month—and not just in obvious ways.

Let’s break it down.

The Quiet Drain on Your Profit: Processing Fees

Credit card processing fees are a cost of doing business—but that doesn’t mean they should be quietly draining an extra 1–2% of your monthly revenue. Many salons use payment systems that are fully integrated with their software, which is convenient but often comes at a cost. That added convenience may be costing you hundreds (or even thousands) of dollars a year in unnecessary fees.

For example: If your salon brings in $50,000 per month, losing 1–2% in added processing costs equals $500–$1,000—every month. Over the course of a year, that’s up to $12,000 in lost profit.

The takeaway? Choosing the right payment processor matters. A standalone terminal can often reduce your rates significantly, while still integrating easily with the existing systems and software you love.

Saving Without Even Thinking About It

In addition to giving payment processing costs a big trim, some salons are now using their payment systems to help them set aside money automatically.

Imagine if 1% of every payment you processed went straight into a separate savings account. Over time, that could become your emergency fund, your next renovation budget, or the seed money for a second location. With the right system, saving doesn’t require extra work—it’s just built into how you get paid.

Transparency > Surprises

Unfortunately, many salons don’t realize how much they’re truly paying in processing fees until they dig into the fine print. Statements can be confusing. Reporting isn’t always itemized. And unexpected rate increases or junk fees can show up with no explanation.

That’s why it's important to choose a partner that prioritizes clear reporting, fast deposits, and fraud protection. You deserve to know exactly what you’re paying—and why.

Want to Know What You’re Actually Paying?

Before you commit to another year of hidden fees and confusing fine print, consider getting a second opinion. A no-obligation statement review from a trusted payments expert can highlight where you might be overspending and help you identify smarter options—without disrupting how you run your business.

Why Some of the Smartest Salons Are Partnering with Payroc

Payroc has been a trusted partner of Salon Summit for more than 20 years, with a division dedicated exclusively to salons. That means they understand the flow of your business and how to make your payment processing simpler, more affordable, and more effective.

Here’s what you can expect:

• Lower processing fees (without giving up the software you rely on)
• Built-in savings tools that grow your bottom line
• Transparent, easy-to-read statements
• Fast, secure deposits and fraud protection

Want to see if you could be saving more? Email Payroc at save@payroc.com for a complimentary processing statement review. It’s fast, free, and just might save your salon thousands.